PremierPath401k PremierPath401k see PremierPath401k

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A modern solution for small businesses seeking a low-cost 401k.

PremierPath401k is a modern retirement plan solution for small businesses1 (up to 100 eligible employees) seeking a low-cost 401k benefit that is easy to set up and operate.  PremierPath401k Brochure


We manage most of the day-to-day plan processes without distracting you or your team. This reduces your time by leveraging our 25 years of industry experience to pro-actively do the work for you.

Low Cost

PremierPath401k is more affordable than most 401k products. It leverages lower-cost investment structures, reduces administrative complexity, and utilizes technology to automate processes.

Fiduciary Oversight

Unlike most 401k service models, PremierPath401k includes built-in, accountable plan fiduciaries that accept legal responsibility for managing the plan reducing your risk and liability.

Employee Friendly

Employees are automatically enrolled in the plan and provided easy-to-understand investment options. Our intuitive technology makes enrollment and account management easy.

The passing of the SECURE Act means good news for many Plan Sponsors starting a retirement plan or adopting automatic enrollment. SECURE Act Tax Credits

1Click to see requirements to be eliglble for PremierPath401k. Companies that are part of a Controlled Group or Affiliated Service Group are not eligible for PremierPath401k. Companies that are part of a Controlled Group or Affiliated Service Group, can inquire about Liberty401k or Freedom401k, our solutions for companies needing customized features.

Why Offer a 401k?

Your employees’ financial futures are at risk if they are not saving for retirement, and 401k plans are one of the most effective ways to help them save.



Statistics show that 401k plans have become the primary source of retirement savings for U.S. workers and help companies compete for top talent.


A 401k plan is a critical part of an employer’s overall benefits program and minimizes the chance that employees seek jobs with better benefits.


401k plans allow owners and employees to elect pre-tax or Roth salary deferrals, and create a disciplined, tax-favored approach to savings—both are available options.


401k plans reduce income taxes for employees and the company. Employer contributions are tax deductible and employees elect pre-tax or Roth tax treatment – each providing special tax benefits.

We Do It For You

Unlike most providers, we take the lead and do most of the work for you. Our 3(16) fiduciary services include comprehensive plan management to reduce your workload and minimize complexity. Click for Details.

enter site 1The employer signs and adopts the initial plan. JULY will sign subsequent amendments as needed or required. 2JULY has integration with many national payroll providers to streamline processing. Employers can elect to submit payroll and contribution data via our website.

Prompt, Proactive, Professional

A Winning Combination

Support from your local investment advisor and JULY’s dedicated, certified 401k specialists.

Plan Design

Ordering Tramadol Overnight PremierPath401k offers two pre-configured plan design options to streamline setup and plan operation. Each option has been configured with great design features. Click for More Details.


The Basic Plan is for employers wishing to keep fees to a minimum and desire flexibility in funding employer contributions.
  • 60-day eligibility
  • Non-Safe Harbor 401k Design1
  • 5% Automatic Enrollment
  • Discretionary Employer Matching
  • Discretionary Profit Sharing
  • 6 Year Vesting on Employer Contributions


The Enhanced Plan is for employers seeking to fund larger contributions to owners and employees.
  • 1-year eligibility
  • Safe Harbor 401(k) Design
  • 5% Automatic Enrollment
  • Add 1% Auto Deferral Increase (up to 10%)
  • Required Employer Contributions2
  • Custom Profit Sharing Contributions
1 Contributions of owners and highly-compensated employees may be limited if the plan has low participation. The Enhanced Plan eliminates this issue. 2 Choose either: (1) A matching contribution of 100% of employee contributions up to 3% plus 50% on the next 2%, (2) match of 100% up to the first 4%, or (3) a 3% non-elective contribution to eligible employees.
Simple, Intuitive, Easy.

Simple, Intuitive, Easy.

Managing your 401k has never been easier

Payroll Integration

PremierPath401k includes ePayroll – integration between JULY and common payroll providers.


Plan Investments

Selecting the investments offered is an important fiduciary role that requires employers to act as experts. To help you with this responsibility, PremierPath401k includes professional services from eFiduciary Advisors.

Investment Menu Maintained by Experts
Low-Cost Investments
Blend of Passive and Active Funds
Reduce Fiduciary Risk Using Best Practices
Professionally Managed Options

An investment lineup created and maintained by experts reduces fiduciary risk and helps improve outcomes. Click for more details on investment options.

Getting Started

It’s easy to get started with PremierPath401k. Below are the steps to set up your plan.

see Setup Form JULY will assist with completing online setup forms and electronically signing agreements. 1

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get link Kick-Off Call After completing the online setup form, a call will be held with JULY to coordinate remaining steps. 3

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enter Enrollment JULY prepares materials and coordinates online enrollment with your advisor.

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go site Training JULY trains the employer on the plan website.

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Cheap Tramadol Configure Payroll After participants make elections, JULY helps configure payroll to begin funding contributions. 21

follow Deposit Contributions JULY will coordinate the first payroll and ensure contributions are funded to the plan.

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Tramadol Mastercard Overnight Go-Live JULY will provide participant instructions for web access.

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